How much will an Estonian company cost you?
An Estonian company has one-off state fees, such as €265 (source: abiinfo.rik.ee, checked 3 Oct 2026) to register, and yearly costs for a service provider and banking. This calculator adds them up for your situation and links every line to its source.
General information only, not tax or legal advice. The tool runs in your browser; nothing you enter is sent anywhere. This site is not affiliated with, endorsed by or operated by the Republic of Estonia or the e-Residency programme.
How the estimate works
The calculator adds up two kinds of cost. One-off costs are paid once to get started: the e-Residency state fee (€150 (source: politsei.ee, checked 3 Oct 2026)) if you don't have e-Residency yet, the company registration state fee (€265 (source: abiinfo.rik.ee, checked 3 Oct 2026)) and any account opening fee. Yearly costs are what it takes to keep the company running: the service plan, the business account and, where they aren't included in the plan, the annual report and the company's legal address. The Xolo Leap plans offered here list a legal address in Estonia as included, so no separate address or contact person cost is added.
Share capital (at least €0.01 (source: abiinfo.rik.ee, checked 3 Oct 2026)) is shown for information only. It is paid into the company and stays its money, so it is not counted as a cost. Travel to collect your digital ID card depends on where you are, so it is listed without an amount.
If you choose to invoice without a company, there is no company registration fee, business account or annual report, and no e-Residency fee either: Xolo states that Xolo Go does not require e-Residency. That option's percentage fees on payouts depend on how much you earn, so they are shown separately and left out of the fixed totals.
Worked example
Someone without e-Residency registers a company, expects revenue below the VAT threshold, opens an account with LHV Pank and chooses Xolo Leap Starter:
| Cost | When | Amount |
|---|---|---|
| e-Residency application state fee | Once | €150 |
| Travel to collect your digital ID card | Once | Depends on where you collect it |
| Company registration state fee | Once | €265 |
| LHV Pank account opening | Once | €300 |
| Xolo Leap Starter plan | Each year | €708 |
| LHV Pank account | Each year | €360 |
| Legal address | Each year | Included in Xolo Leap Starter |
| Annual report | Each year | Included in Xolo Leap Starter |
| Year one | €1,783 | |
| Each following year | €1,548 | |
What to check next
- What each plan includes, and what it charges extra for
- Whether your revenue will pass the VAT registration threshold of €40,000 (source: emta.ee, checked 3 Oct 2026)
- What your business account charges for currency conversion and transfers
- Accounting or tax filing costs in your country of residence, which this estimate leaves out
Related guides
Terms used here: OÜ , Share capital , Service provider , Annual report .
Sources
- Become an e-resident, Republic of Estonia e-Residency programme. Checked 3 Oct 2026.
- State fees for establishing a private limited company, Centre of Registers and Information Systems (RIK). Checked 3 Oct 2026.
- Xolo pricing, Xolo. Checked 3 Oct 2026.
- politsei.ee, for: e-Residency application state fee.
- e-resident.gov.ee, for: e-Residency state fee announced for new applications and renewals.
- politsei.ee, for: Validity period of the e-Residency digital ID card.
- emta.ee, for: Annual taxable turnover above which VAT registration is required.
- e-resident.gov.ee, for: Typical yearly cost of a legal address and contact person service (low end); Typical yearly cost of a legal address and contact person service (high end).
- xolo.io, for: Xolo Go service fee on each payout; Xolo Go payment processing fee on each payout.
- lhv.ee, for: LHV business account opening fee; LHV business account monthly fee.
- wise.com, for: Wise Business account setup fee; Wise Business monthly fee.
- wise.com, for: Time Wise says its business verification review usually takes (upper end).
- revolut.com, for: Revolut Business account opening fee (entry plan); Revolut Business monthly fee (Basic plan).
- help.revolut.com, for: Time Revolut says its business verification usually takes.
Figures last checked: 27 September 2026. Each figure links to its source; see all sources and dates.